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Insurance for Small Businesses

Small Business is important to a thriving local economy, which is why Selective offers a variety of Small Business insurance products designed for risks specific to Small Businesses. We aim to provide the best Small Business insurance options, with exclusive coverage enhancements and a quick and easy quote process, so you can focus on running your business. Some of the most common types of insurance for Small Business owners include Business Owners Policy, Inland Marine, Civic Organizations, Small Contractors, and Lessors Risk.  

Business Owners Policy

Business Owners Policy (BOP) combines necessary coverages into one blanket policy and is a Small Business insurance that is available for over 400 classes of business including offices, retail/service, and wholesale.

Civic Organization

Civic Organization coverage serves the needs of charitable foundations, PTOs, rotary clubs, and many other not-for-profit businesses. 

Inland Marine

Inland Marine coverages help protect against losses involving transportable materials, equipment, and/or goods – the perfect Small Business insurance for contractors, commercial builders, jewelers, trucking companies, and many other business classes with transportable goods.

Lessors Risk

Lessors Risk is a Small Business insurance that is critical for landlords to lease commercial space to tenants. This coverage is perfect for owners of shopping centers, strip malls, professional offices, and other buildings that are commercially leased to tenants. 

Small Contractors

Small Contractors can get unique Small Business insurance that fits the specific needs of their industry. Typical coverages include general liability, commercial auto, and property insurance - ideal for carpenters, electricians, masons, landscapers, and many other small contracting businesses. 

All of our insurance for Small Business includes unique value-added services that complement Selective’s robust coverage offerings, including Safety Management, Online Account/Mobile app, and many more. 

Many business owners wonder if they can afford the average monthly cost for small business insurance, but when you choose to Be Uniquely Insured with Selective, you can create a policy that your Small Business’s needs and budget. Thanks to our variety of coverage options and unique approach to service, Selective is among the best small business insurance companies in the marketplace. 

Join the thousands of Small Businesses who already trust Selective to protect them. Find the coverage that is best for your business, and get a Small Business insurance quote today by contacting a local independent agent, to take the first step to Be Uniquely Insured.

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